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So, what does a MOTO merchant do? MOTO merchants hold an account type which differs from retail or restaurant accounts. Compared with others, this account has much more room for error. But, don’t panic.

The MOTO merchants should key in at least 50 percent of their transactions. Since the data of customers are entered manually, the rates by Visa/MasterCard/Discover Interchange are higher than those with card-present transactions. Keeping aside all these, Merchant Pro has several features to keep the processing costs low.

A MOTO Merchant:

  • Does not see the customers face-to-face
  • Has higher Visa/MasterCard/Discover Interchange rates
  • Should provide at least 50 percent of their transactions

We ensure you have the best rates possible by setting the account up with the proper merchant type.

If you are a MOTO merchant and are setup incorrectly as Retail, you will pay more per transaction. With our Quality Control process, and Merchant Pro's exclusive Red Carpet Experience we will ensure this will not happen to you.

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